LOCAL ROOTS. BIG-PICTURE INSIGHT.Overland Park, Kansas · NMLS #2289
YOUR REAL ESTATE FIELD NOTESOCTOBER 22, 2026 / FALL EDITION

The Home Edit.

Fresh perspective. Practical tools.
A little more confidence in your next move.

A NEWSLETTER FROM FAIRWAY AT CORPORATE WOODSExplore this issue
Appraisals are changing November 2. Get the facts—and the checklist—before your next listing.
Be prepared
01 / THE READING ROOM

What’s moving the market.

The headlines worth a closer look.
The context that makes them useful.

6 stories, one fresh perspective
02 / YOUR AGENT ADVANTAGENOV 022026

New report.
Better preparation.

UAD 3.6 brings a more detailed appraisal report for Fannie Mae and Freddie Mac loans. Clear facts up front can mean fewer follow-up questions later.

Get the agent checklist
HAVE THIS READY
01

Renovation dates & scope

What changed, when, and which rooms.

02

Permits & property details

Additions, garage conversions, ADUs, and accurate room counts.

03

Solar documentation

Owned, leased, or financed—with the paperwork.

04

Seller credits & concessions

Every dollar and its purpose, disclosed up front.

BE SPECIFIC, NOT VAGUE.

“Kitchen remodeled in 2022: new cabinets, quartz, appliances.”

Timeline note: November 2, 2026 is the UAD 3.6 mandate date for new appraisal reports submitted to UCDP. Lenders with a requested policy exception may continue UAD 2.6 submissions through May 19, 2027 while adopting UAD 3.6. Confirm the report required for your transaction with your lender. Official Fannie Mae guidance
THE TOOLKIT

Ready for your next listing.

Save it. Share it. Put it to work.
PDF · 1 PAGE

The Agent Appraisal Checklist

Your listing, your comps, and your pending sale—one practical checklist.

Download
PDF · 1 PAGE

Appraisal Changes: Heads Up

A quick overview of what’s changing and the details appraisers need.

Download
ZIP · 5 GRAPHICS

The Appraisal Update Collection

All five original Fairway at Corporate Woods appraisal-change graphics.

Download

Original supplied materials. Read the timeline note above for the lender policy-exception period.

03 / A LITTLE MORE BREATHING ROOMLIMITED-TIME PROGRAM

A boost for their budget.
A softer landing at home.

Meet Fairway’s Home Budget Booster.

A lender-paid temporary buydown can help eligible conventional-loan buyers ease into homeownership with lower principal-and-interest payments for the first year.*

  • More room for moving expenses
  • Flexibility for furniture and home updates
  • A smoother first year of homeownership
Let’s talk Budget Booster
HOME BUDGET BOOSTER
0.5%

Temporary first-year buydown*

First-year payments are based on a rate 0.5 percentage point below the note rate. After year one, payments are based on the original note rate for the rest of the loan term.

LENDER-PAID 0.5/0 BUYDOWN · CONVENTIONAL LOANS ONLY
APPLICATION WINDOWSep 28–Dec 31, 2026
LOCK BYDecember 31, 2026
FUND BYFebruary 28, 2027

*Not all customers will qualify. Subject to credit and property approval. Must close and fund with Fairway Home Mortgage. Promotion expires December 31, 2026 and cannot be combined with other incentives or discounts. Not all temporary buydown options are available for every product or scenario. This is not a permanent reduction to the loan’s note rate.

Program terms & full disclosures

Conventional loans only. Copyright©2026 Fairway Independent Mortgage Corporation doing business as Fairway Home Mortgage. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. www.fairway.com. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. * Not all temporary buydown options are available for every product or scenario. Talk to your Fairway Home Mortgage loan officer for more details. A .5/0 lender-paid temporary rate buydown will reduce the note rate by .5% for the first year of the term, after which the rate will revert back to the original note rate for the remainder of the term. Loan must close and fund with Fairway Home Mortgage. Eligible on applications submitted between 9/28/2026 and 12/31/2026 and locked by 12/31/2026. Must fund by 2/28/2027. Promotion expires 12/31/2026. Special incentive offer subject to change without notice. This offer not valid with any other incentives or discounts. Fairway Home Mortgage is not affiliated with any government agencies. Materials are not from HUD or FHA.

View the original supplied Budget Booster flyer

The supplied flyer is a loan-officer template and contains sample contact information. For current program questions, call the Corporate Woods team at 913-317-5626.

04 / LIFE AT HOME

Beyond the front door.

Small ideas for a home
that works a little better.

GOOD INFORMATION. GREAT LOCAL PEOPLE.

Let’s talk about your next move.

Questions about financing, the new appraisal report, or your clients’ buying power? Your Corporate Woods team is here to help.

Email our team